.pte-hero {
    padding: 28px 28px 8px;
}
.pte-hero-inner {
    max-width: var(--max-w);
    margin: 0 auto;
}
.pte-breadcrumb {
    font-size: 12px;
    color: var(--text-3);
    margin-bottom: 14px;
}
.pte-breadcrumb a {
    color: var(--text-2);
}
.pte-breadcrumb a:hover {
    color: var(--accent);
    text-decoration: none;
}
.pte-breadcrumb span {
    margin: 0 6px;
    color: var(--text-3);
}
.pte-hero h1 {
    font-family: var(--font-display);
    font-size: clamp(26px, 4vw, 40px);
    line-height: 1.08;
    letter-spacing: -0.4px;
    color: var(--text);
    margin-bottom: 10px;
}
.pte-hero h1 .accent {
    color: var(--accent);
}
.pte-hero-sub {
    font-size: 16px;
    color: var(--text-2);
    max-width: 640px;
    line-height: 1.6;
}
.pte-calc-section {
    padding: 20px 28px 0;
}
.pte-calc-inner {
    max-width: var(--max-w);
    margin: 0 auto;
}
.pte-calc-panel {
    display: grid;
    grid-template-columns: minmax(0, 1fr) minmax(0, 1.05fr);
    gap: 0;
    background: var(--surface);
    border: 1px solid var(--border);
    border-radius: var(--radius-xl);
    box-shadow: var(--shadow-lg);
    overflow: hidden;
}
.pte-inputs {
    padding: 32px 32px 36px;
    display: flex;
    flex-direction: column;
    gap: 22px;
    border-right: 1px solid var(--border-soft);
}
.pte-panel-label {
    font-size: 10px;
    font-weight: 600;
    letter-spacing: 0.10em;
    text-transform: uppercase;
    color: var(--text-3);
    margin-bottom: 2px;
}
.pte-field {
    display: flex;
    flex-direction: column;
    gap: 8px;
}
.pte-field-label {
    font-size: 14px;
    font-weight: 600;
    color: var(--text);
    letter-spacing: -0.1px;
}
.pte-field-hint {
    font-size: 12px;
    color: var(--text-3);
    line-height: 1.5;
}
.pte-money-wrap {
    position: relative;
    display: flex;
    align-items: center;
}
.pte-money-prefix {
    position: absolute;
    left: 14px;
    font-size: 18px;
    font-weight: 600;
    color: var(--text-2);
    pointer-events: none;
}
.pte-money-input {
    width: 100%;
    font-family: var(--font-ui);
    font-size: 18px;
    font-weight: 600;
    padding: 14px 14px 14px 30px;
    border: 1px solid var(--border);
    border-radius: var(--radius-md);
    color: var(--text);
    background: var(--bg);
    outline: none;
    transition: border-color 0.18s ease, box-shadow 0.18s ease, background 0.18s ease;
    -webkit-appearance: none;
    appearance: none;
}
.pte-money-input:focus {
    border-color: var(--accent);
    box-shadow: 0 0 0 3px rgba(0,113,227,0.12);
    background: var(--surface);
}
.pte-segment {
    display: flex;
    flex-direction: column;
    gap: 8px;
}
.pte-options {
    display: grid;
    grid-template-columns: 1fr;
    gap: 8px;
}
.pte-options.pte-options-row {
    grid-template-columns: 1fr 1fr;
}
.pte-option {
    display: flex;
    align-items: flex-start;
    gap: 11px;
    padding: 13px 15px;
    background: var(--bg);
    border: 1.5px solid var(--border-soft);
    border-radius: var(--radius-md);
    cursor: pointer;
    text-align: left;
    font-family: var(--font-ui);
    transition: border-color 0.16s ease, box-shadow 0.16s ease, background 0.16s ease;
}
.pte-option:hover {
    border-color: #B8B8BF;
    background: var(--surface);
}
.pte-option[aria-pressed="true"] {
    border-color: var(--accent);
    box-shadow: 0 0 0 1px var(--accent);
    background: var(--surface);
}
.pte-option-mark {
    width: 18px;
    height: 18px;
    border-radius: 50%;
    border: 1.5px solid var(--border);
    flex-shrink: 0;
    margin-top: 1px;
    position: relative;
    transition: border-color 0.16s ease;
}
.pte-option[aria-pressed="true"] .pte-option-mark {
    border-color: var(--accent);
}
.pte-option[aria-pressed="true"] .pte-option-mark::after {
    content: "";
    position: absolute;
    top: 50%;
    left: 50%;
    width: 9px;
    height: 9px;
    border-radius: 50%;
    background: var(--accent);
    transform: translate(-50%, -50%);
}
.pte-option-text {
    display: flex;
    flex-direction: column;
    gap: 2px;
    min-width: 0;
}
.pte-option-label {
    font-size: 14px;
    font-weight: 600;
    color: var(--text);
    letter-spacing: -0.1px;
}
.pte-option-sub {
    font-size: 12px;
    color: var(--text-3);
    line-height: 1.4;
}
.pte-toggle {
    display: flex;
    align-items: flex-start;
    gap: 12px;
    padding: 14px 15px;
    background: var(--bg);
    border: 1.5px solid var(--border-soft);
    border-radius: var(--radius-md);
    cursor: pointer;
    transition: border-color 0.16s ease, background 0.16s ease;
}
.pte-toggle:hover {
    border-color: #B8B8BF;
    background: var(--surface);
}
.pte-toggle[aria-pressed="true"] {
    border-color: var(--accent);
    box-shadow: 0 0 0 1px var(--accent);
    background: var(--surface);
}
.pte-toggle-switch {
    width: 40px;
    height: 24px;
    border-radius: var(--radius-pill);
    background: var(--border);
    flex-shrink: 0;
    position: relative;
    transition: background 0.18s ease;
    margin-top: 1px;
}
.pte-toggle[aria-pressed="true"] .pte-toggle-switch {
    background: var(--accent);
}
.pte-toggle-switch::after {
    content: "";
    position: absolute;
    top: 2px;
    left: 2px;
    width: 20px;
    height: 20px;
    border-radius: 50%;
    background: #ffffff;
    box-shadow: var(--shadow-sm);
    transition: transform 0.18s ease;
}
.pte-toggle[aria-pressed="true"] .pte-toggle-switch::after {
    transform: translateX(16px);
}
.pte-toggle-text {
    display: flex;
    flex-direction: column;
    gap: 2px;
    min-width: 0;
}
.pte-toggle-label {
    font-size: 14px;
    font-weight: 600;
    color: var(--text);
    letter-spacing: -0.1px;
}
.pte-toggle-sub {
    font-size: 12px;
    color: var(--text-3);
    line-height: 1.45;
}
.pte-toggle.pte-disabled {
    opacity: 0.5;
    pointer-events: none;
}
.pte-results {
    padding: 32px 32px 36px;
    background: linear-gradient(180deg, rgba(0,113,227,0.05) 0%, rgba(0,113,227,0.02) 100%);
    display: flex;
    flex-direction: column;
    gap: 18px;
}
.pte-total-card {
    background: var(--surface);
    border: 1px solid var(--blue-border);
    border-radius: var(--radius-lg);
    padding: 22px 24px;
    box-shadow: var(--shadow-sm);
}
.pte-total-label {
    font-size: 11px;
    font-weight: 600;
    letter-spacing: 0.09em;
    text-transform: uppercase;
    color: var(--accent);
    margin-bottom: 6px;
}
.pte-total-value {
    font-family: var(--font-display);
    font-size: clamp(34px, 6vw, 46px);
    line-height: 1;
    letter-spacing: -1px;
    color: var(--text);
}
.pte-total-monthly {
    font-size: 14px;
    color: var(--text-2);
    margin-top: 8px;
}
.pte-total-monthly strong {
    color: var(--text);
    font-weight: 600;
}
.pte-breakdown {
    background: var(--surface);
    border: 1px solid var(--border-soft);
    border-radius: var(--radius-lg);
    overflow: hidden;
}
.pte-line {
    display: flex;
    align-items: baseline;
    justify-content: space-between;
    gap: 16px;
    padding: 12px 20px;
    border-bottom: 1px solid var(--border-soft);
}
.pte-line:last-child {
    border-bottom: none;
}
.pte-line-key {
    font-size: 13px;
    color: var(--text-2);
    display: flex;
    flex-direction: column;
    gap: 2px;
}
.pte-line-key strong {
    color: var(--text);
    font-weight: 600;
    font-size: 14px;
}
.pte-line-note {
    font-size: 11px;
    color: var(--text-3);
}
.pte-line-val {
    font-size: 14px;
    font-weight: 600;
    color: var(--text);
    font-variant-numeric: tabular-nums;
    white-space: nowrap;
}
.pte-line-val.pte-neg {
    color: var(--green-text);
}
.pte-line.pte-subtotal {
    background: var(--bg);
}
.pte-line.pte-grand {
    background: var(--blue-bg);
}
.pte-line.pte-grand .pte-line-key strong,
.pte-line.pte-grand .pte-line-val {
    font-size: 15px;
}
.pte-line.pte-muted .pte-line-key,
.pte-line.pte-muted .pte-line-val {
    color: var(--text-3);
}
.pte-results-note {
    font-size: 12px;
    color: var(--text-2);
    line-height: 1.55;
}
.pte-results-note strong {
    color: var(--text);
}
.pte-empty {
    color: var(--text-3);
    font-size: 14px;
    font-style: italic;
    padding: 8px 0;
}
.pte-flag {
    display: inline-block;
    font-size: 10px;
    font-weight: 700;
    letter-spacing: 0.04em;
    text-transform: uppercase;
    color: var(--red-text);
    background: var(--red-bg);
    border: 1px solid var(--red-border);
    border-radius: var(--radius-sm);
    padding: 1px 6px;
    margin-left: 6px;
    vertical-align: middle;
}
.pte-disclaimer-bar {
    max-width: var(--max-w);
    margin: 16px auto 0;
    padding: 14px 18px;
    background: var(--red-bg);
    border: 1px solid var(--red-border);
    border-radius: var(--radius-md);
    font-size: 13px;
    color: var(--text-2);
    line-height: 1.55;
}
.pte-disclaimer-bar strong {
    color: var(--red-text);
}
.pte-disclaimer-bar a {
    color: var(--accent);
}
.pte-content {
    padding: 56px 28px 24px;
}
.pte-content-inner {
    max-width: var(--max-w);
    margin: 0 auto;
}
.pte-content-inner h2 {
    font-family: var(--font-display);
    font-size: clamp(24px, 3.5vw, 30px);
    letter-spacing: -0.3px;
    color: var(--text);
    line-height: 1.15;
    margin-bottom: 14px;
}
.pte-lead {
    font-size: 16px;
    color: var(--text-2);
    max-width: 720px;
    line-height: 1.7;
    margin-bottom: 28px;
}
.pte-cards {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 16px;
    margin-bottom: 8px;
}
.pte-card {
    background: var(--surface);
    border: 1px solid var(--border-soft);
    border-radius: var(--radius-lg);
    padding: 24px 24px 26px;
}
.pte-card h3 {
    font-size: 15px;
    font-weight: 600;
    color: var(--text);
    margin-bottom: 10px;
    letter-spacing: -0.1px;
}
.pte-card p {
    font-size: 14px;
    color: var(--text-2);
    line-height: 1.65;
    margin-bottom: 10px;
}
.pte-card p:last-child {
    margin-bottom: 0;
}
.pte-card a {
    color: var(--accent);
    font-weight: 500;
}
.pte-card a:hover {
    text-decoration: underline;
}
.pte-card .pte-rate {
    font-family: var(--font-display);
    font-size: 28px;
    color: var(--accent);
    letter-spacing: -0.5px;
    line-height: 1;
    margin-bottom: 8px;
}
.pte-block {
    margin-top: 48px;
    padding-top: 40px;
    border-top: 1px solid var(--border-soft);
}
.pte-block h2 {
    font-family: var(--font-display);
    font-size: clamp(22px, 3vw, 28px);
    letter-spacing: -0.3px;
    color: var(--text);
    line-height: 1.15;
    margin-bottom: 16px;
}
.pte-block h3 {
    font-size: 16px;
    font-weight: 600;
    color: var(--text);
    margin: 22px 0 8px;
    letter-spacing: -0.1px;
}
.pte-block p {
    font-size: 15px;
    color: var(--text-2);
    line-height: 1.7;
    max-width: 760px;
    margin-bottom: 14px;
}
.pte-block p strong {
    color: var(--text);
}
.pte-block a {
    color: var(--accent);
}
.pte-block a:hover {
    text-decoration: underline;
}
.pte-steps {
    list-style: none;
    counter-reset: pte-step;
    display: flex;
    flex-direction: column;
    gap: 14px;
    margin: 18px 0 24px;
    max-width: 760px;
}
.pte-steps li {
    counter-increment: pte-step;
    position: relative;
    padding: 16px 18px 16px 56px;
    background: var(--surface);
    border: 1px solid var(--border-soft);
    border-radius: var(--radius-md);
    font-size: 14px;
    color: var(--text-2);
    line-height: 1.6;
}
.pte-steps li::before {
    content: counter(pte-step);
    position: absolute;
    left: 16px;
    top: 16px;
    width: 26px;
    height: 26px;
    display: flex;
    align-items: center;
    justify-content: center;
    background: var(--blue-bg);
    color: var(--accent);
    font-family: var(--font-display);
    font-size: 15px;
    border-radius: 50%;
}
.pte-steps li strong {
    color: var(--text);
}
.pte-dates {
    display: grid;
    grid-template-columns: repeat(2, 1fr);
    gap: 14px;
    max-width: 760px;
    margin: 8px 0 12px;
}
.pte-date {
    background: var(--surface);
    border: 1px solid var(--border-soft);
    border-radius: var(--radius-md);
    padding: 16px 18px;
}
.pte-date-day {
    font-family: var(--font-display);
    font-size: 18px;
    color: var(--accent);
    letter-spacing: -0.2px;
    margin-bottom: 4px;
}
.pte-date-desc {
    font-size: 13px;
    color: var(--text-2);
    line-height: 1.55;
}
.pte-callout {
    background: var(--bg);
    border: 1px solid var(--border);
    border-left: 3px solid var(--accent);
    border-radius: var(--radius-md);
    padding: 16px 18px;
    font-size: 14px;
    color: var(--text-2);
    line-height: 1.65;
    max-width: 760px;
    margin: 8px 0 14px;
}
.pte-callout strong {
    color: var(--text);
}
.pte-faq {
    margin-top: 48px;
    padding-top: 40px;
    border-top: 1px solid var(--border-soft);
}
.pte-faq h2 {
    font-family: var(--font-display);
    font-size: clamp(22px, 3vw, 28px);
    letter-spacing: -0.3px;
    color: var(--text);
    line-height: 1.15;
    margin-bottom: 20px;
}
.pte-faq details {
    border-bottom: 1px solid var(--border-soft);
    padding: 4px 0;
}
.pte-faq summary {
    font-size: 16px;
    font-weight: 600;
    color: var(--text);
    padding: 16px 36px 16px 0;
    cursor: pointer;
    list-style: none;
    position: relative;
    letter-spacing: -0.1px;
    line-height: 1.4;
}
.pte-faq summary::-webkit-details-marker {
    display: none;
}
.pte-faq summary::after {
    content: "+";
    position: absolute;
    right: 4px;
    top: 50%;
    transform: translateY(-50%);
    font-size: 22px;
    font-weight: 400;
    color: var(--text-3);
    transition: transform 0.2s ease;
}
.pte-faq details[open] summary::after {
    content: "\2212";
}
.pte-faq details[open] summary {
    color: var(--accent);
}
.pte-faq details p {
    font-size: 15px;
    color: var(--text-2);
    line-height: 1.7;
    padding: 0 36px 18px 0;
    margin: 0;
    max-width: 760px;
}
.pte-faq details p a {
    color: var(--accent);
}
.pte-faq details p a:hover {
    text-decoration: underline;
}
.pte-final-disclaimer {
    margin-top: 40px;
    padding: 18px 20px;
    background: var(--surface);
    border: 1px solid var(--border);
    border-radius: var(--radius-md);
    font-size: 13px;
    color: var(--text-3);
    line-height: 1.65;
    max-width: 860px;
}
.pte-final-disclaimer a {
    color: var(--accent);
}
@media (max-width: 900px) {
    .pte-calc-panel {
        grid-template-columns: 1fr;
    }
    .pte-inputs {
        border-right: none;
        border-bottom: 1px solid var(--border-soft);
    }
    .pte-cards {
        grid-template-columns: 1fr;
    }
}
@media (max-width: 768px) {
    .pte-hero {
        padding: 20px 20px 8px;
    }
    .pte-calc-section {
        padding: 16px 20px 0;
    }
    .pte-disclaimer-bar {
        margin: 14px 20px 0;
    }
    .pte-inputs {
        padding: 24px 22px 28px;
    }
    .pte-results {
        padding: 24px 22px 28px;
    }
    .pte-content {
        padding: 44px 20px 20px;
    }
    .pte-dates {
        grid-template-columns: 1fr;
    }
}
@media (max-width: 480px) {
    .pte-options.pte-options-row {
        grid-template-columns: 1fr;
    }
}